Small Business Lending Fraud Prevention Act
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TQL analysis
B72
72 / 90 · methodology full_text_v3
The Small Business Lending Fraud Prevention Act mandates that Small Business Administration employees certify they have no conflicts of interest when involved in loan processes. It requires the creation of regulations to enforce this certification process. The bill aims to enhance transparency and integrity in SBA loan administration.
Structural flags
⚑ No enforcement or oversight — imposes duties but names no enforcement or oversight mechanism
Legislative structure
Criterion breakdown8 criteria · max 90
Advanced Full criterion breakdown
The letter, score, and explanation above are free. The point-by-point breakdown of all eight scored criteria — with each criterion's value and how it moved the grade — is a Quiet Ledger research capability.
Access options →Recorded vote · House roll call 225 · 2026-06-24
415 Yea · 0 Nay · 1 Present · 15 Not voting — Passed
Actions (17)
| Date | Time | Action |
|---|---|---|
| 2026-02-05 | — | Referred to the House Committee on Small Business. |
| 2026-02-05 | — | Introduced in House |
| 2026-02-05 | — | Introduced in House |
| 2026-02-11 | — | Ordered to be Reported by the Yeas and Nays: 24 - 0. |
| 2026-02-11 | — | Committee Consideration and Mark-up Session Held |
| 2026-02-20 | — | Placed on the Union Calendar, Calendar No. 426. |
| 2026-02-20 | — | Reported by the Committee on Small Business. H. Rept. 119-500. |
| 2026-02-20 | — | Reported by the Committee on Small Business. H. Rept. 119-500. |
| 2026-06-23 | 14:54:12 | Mr. Williams (TX) moved to suspend the rules and pass the bill. |
| 2026-06-23 | 14:54:15 | Considered under suspension of the rules. (consideration: CR H4140-4141; text: CR H4140) |
| 2026-06-23 | 14:54:16 | DEBATE - The House proceeded with forty minutes of debate on H.R. 7401. |
| 2026-06-23 | 14:59:53 | At the conclusion of debate, the chair put the question on the motion to suspend the rules. Mr. Williams (TX) objected to the vote on the grounds that a quorum was not present. Further proceedings on the motion were postponed. The point of no quorum was considered as withdrawn. |
| 2026-06-24 | 16:31:46 | Considered as unfinished business. (consideration: CR H4226-4227) |
| 2026-06-24 | 17:06:11 | On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 415 - 0, 1 Present (Roll no. 225). |
| 2026-06-24 | 17:06:11 | Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 415 - 0, 1 Present (Roll no. 225). |
| 2026-06-24 | 17:06:13 | Motion to reconsider laid on the table Agreed to without objection. |
| 2026-07-13 | — | Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship. |
Provenance
- Methodology
- full_text_v3
- Calculated
- 2026-09-18 16:52:51.529+00
- Source version
- 2026-07-13
- Assessments
- —
The Quiet Ledger grades legislation on its content. A bill grade is analysis of the bill — not a grade of its sponsor or of any member who voted on it.

