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The Quiet Ledger
hr 7401 · 119th Congress · House

Small Business Lending Fraud Prevention Act

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TQL analysis
B72
72 / 90 · methodology full_text_v3

The Small Business Lending Fraud Prevention Act mandates that Small Business Administration employees certify they have no conflicts of interest when involved in loan processes. It requires the creation of regulations to enforce this certification process. The bill aims to enhance transparency and integrity in SBA loan administration.

Structural flags
No enforcement or oversight imposes duties but names no enforcement or oversight mechanism
Legislative structure
Cosponsors
1 current · 1 total
Actions
17
Roll calls
1
Criterion breakdown8 criteria · max 90
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Recorded vote · House roll call 225 · 2026-06-24
415 Yea · 0 Nay · 1 Present · 15 Not voting — Passed
R
2090 (Yea–Nay)
D
2050 (Yea–Nay)
I
10 (Yea–Nay)
Revealed positions from the official roll call — factual, not an endorsement.
Actions (17)
DateTimeAction
2026-02-05Referred to the House Committee on Small Business.
2026-02-05Introduced in House
2026-02-05Introduced in House
2026-02-11Ordered to be Reported by the Yeas and Nays: 24 - 0.
2026-02-11Committee Consideration and Mark-up Session Held
2026-02-20Placed on the Union Calendar, Calendar No. 426.
2026-02-20Reported by the Committee on Small Business. H. Rept. 119-500.
2026-02-20Reported by the Committee on Small Business. H. Rept. 119-500.
2026-06-2314:54:12Mr. Williams (TX) moved to suspend the rules and pass the bill.
2026-06-2314:54:15Considered under suspension of the rules. (consideration: CR H4140-4141; text: CR H4140)
2026-06-2314:54:16DEBATE - The House proceeded with forty minutes of debate on H.R. 7401.
2026-06-2314:59:53At the conclusion of debate, the chair put the question on the motion to suspend the rules. Mr. Williams (TX) objected to the vote on the grounds that a quorum was not present. Further proceedings on the motion were postponed. The point of no quorum was considered as withdrawn.
2026-06-2416:31:46Considered as unfinished business. (consideration: CR H4226-4227)
2026-06-2417:06:11On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 415 - 0, 1 Present (Roll no. 225).
2026-06-2417:06:11Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 415 - 0, 1 Present (Roll no. 225).
2026-06-2417:06:13Motion to reconsider laid on the table Agreed to without objection.
2026-07-13Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Provenance
Methodology
full_text_v3
Calculated
2026-09-18 16:52:51.529+00
Source version
2026-07-13
Assessments
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The Quiet Ledger grades legislation on its content. A bill grade is analysis of the bill — not a grade of its sponsor or of any member who voted on it.