Community Bank Deposit Access Act of 2025
The Community Bank Deposit Access Act of 2025 amends the Federal Deposit Insurance Act to exclude certain custodial deposits from being classified as brokered deposits, provided they do not exceed 20% of an institution's total liabilities. It aims to support smaller, well-capitalized banks by easing restrictions on custodial deposits, with specific definitions and conditions outlined for eligibility.
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Access options →| Date | Time | Action |
|---|---|---|
| 2025-09-11 | — | Referred to the House Committee on Financial Services. |
| 2025-09-11 | — | Introduced in House |
| 2025-09-11 | — | Introduced in House |
| 2025-09-16 | — | Ordered to be Reported (Amended) by the Yeas and Nays: 48 - 2. |
| 2025-09-16 | — | Committee Consideration and Mark-up Session Held |
| 2025-11-04 | — | Placed on the Union Calendar, Calendar No. 321. |
| 2025-11-04 | — | Reported (Amended) by the Committee on Financial Services. H. Rept. 119-369. |
| 2025-11-04 | — | Reported (Amended) by the Committee on Financial Services. H. Rept. 119-369. |
| 2026-05-19 | 17:29:08 | Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended. |
| 2026-05-19 | 17:29:19 | Considered under suspension of the rules. (consideration: CR H3586-3588; text: CR H3586) |
| 2026-05-19 | 17:29:20 | DEBATE - The House proceeded with forty minutes of debate on H.R. 5317. |
| 2026-05-19 | 17:40:44 | At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. |
| 2026-05-20 | 13:13:18 | Considered as unfinished business. (consideration: CR H3645-3646) |
| 2026-05-20 | 13:16:02 | On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 393 - 16 (Roll no. 179). |
| 2026-05-20 | 13:16:02 | Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 393 - 16 (Roll no. 179). |
| 2026-05-20 | 13:16:04 | Motion to reconsider laid on the table Agreed to without objection. |
| 2026-05-21 | — | Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. |
- Methodology
- full_text_v3
- Calculated
- 2026-09-18 16:53:36.066+00
- Source version
- 2026-05-21
- Assessments
- —
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