Keeping Deposits Local Act
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TQL analysis
D62
62 / 90 · methodology full_text_v3
The Keeping Deposits Local Act modifies the Federal Deposit Insurance Act to adjust the classification of reciprocal deposits, affecting how they are treated in relation to deposit brokers. The bill aims to support local financial institutions by altering the thresholds for reciprocal deposits based on the size of the institution's liabilities.
Structural flags
⚑ No enforcement or oversight — imposes duties but names no enforcement or oversight mechanism
Legislative structure
Criterion breakdown8 criteria · max 90
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Access options →Recorded vote · House roll call 177 · 2026-05-20
405 Yea · 0 Nay · 0 Present · 25 Not voting — Passed
Actions (17)
| Date | Time | Action |
|---|---|---|
| 2025-05-07 | — | Referred to the House Committee on Financial Services. |
| 2025-05-07 | — | Introduced in House |
| 2025-05-07 | — | Introduced in House |
| 2025-09-16 | — | Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 0. |
| 2025-09-16 | — | Committee Consideration and Mark-up Session Held |
| 2025-11-04 | — | Placed on the Union Calendar, Calendar No. 314. |
| 2025-11-04 | — | Reported (Amended) by the Committee on Financial Services. H. Rept. 119-362. |
| 2025-11-04 | — | Reported (Amended) by the Committee on Financial Services. H. Rept. 119-362. |
| 2026-05-19 | 17:02:25 | Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended. |
| 2026-05-19 | 17:02:36 | Considered under suspension of the rules. (consideration: CR H3582-3584; text: CR H3582) |
| 2026-05-19 | 17:02:37 | DEBATE - The House proceeded with forty minutes of debate on H.R. 3234. |
| 2026-05-19 | 17:17:46 | At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. |
| 2026-05-20 | 13:04:44 | Considered as unfinished business. (consideration: CR H3644-3645) |
| 2026-05-20 | 13:08:38 | On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 405 - 0 (Roll no. 177). |
| 2026-05-20 | 13:08:38 | Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 405 - 0 (Roll no. 177). |
| 2026-05-20 | 13:08:40 | Motion to reconsider laid on the table Agreed to without objection. |
| 2026-05-21 | — | Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. |
Provenance
- Methodology
- full_text_v3
- Calculated
- 2026-09-18 16:53:37.732+00
- Source version
- 2026-05-21
- Assessments
- —
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