CEASE Act of 2025
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TQL analysis
D58
58 / 90 · methodology full_text_v3
The CEASE Act of 2025 aims to amend the Small Business Act by limiting the number of small business lending companies that are not nonprofit entities to 16. The bill is straightforward in its intent and scope, focusing on regulating the number of authorized lending companies under the Small Business Act.
Structural flags
⚑ No enforcement or oversight — imposes duties but names no enforcement or oversight mechanism
Legislative structure
Criterion breakdown8 criteria · max 90
Advanced Full criterion breakdown
The letter, score, and explanation above are free. The point-by-point breakdown of all eight scored criteria — with each criterion's value and how it moved the grade — is a Quiet Ledger research capability.
Access options →Recorded vote · House roll call 154 · 2025-06-05
201 Yea · 212 Nay · 0 Present · 19 Not voting — Failed
Actions (23)
| Date | Time | Action |
|---|---|---|
| 2025-04-24 | — | Referred to the House Committee on Small Business. |
| 2025-04-24 | — | Introduced in House |
| 2025-04-24 | — | Introduced in House |
| 2025-04-30 | — | Ordered to be Reported (Amended) by the Yeas and Nays: 15 - 11. |
| 2025-04-30 | — | Committee Consideration and Mark-up Session Held |
| 2025-05-21 | — | Placed on the Union Calendar, Calendar No. 79. |
| 2025-05-21 | — | Reported (Amended) by the Committee on Small Business. H. Rept. 119-107. |
| 2025-05-21 | — | Reported (Amended) by the Committee on Small Business. H. Rept. 119-107. |
| 2025-06-03 | 19:20:02 | Rules Committee Resolution H. Res. 458 Reported to House. Rule provides for consideration of H.R. 2483, H.R. 2931, H.R. 2966 and H.R. 2987. The resolution provides for consideration of H.R. 2483 under a structured rule and for consideration of H.R. 2931, H.R. 2966, and H.R. 2987 under a closed rule. The resolution provides for one hour of debate and one motion to recommit on each bill. |
| 2025-06-04 | 14:03:40 | Rule H. Res. 458 passed House. |
| 2025-06-05 | 12:50:50 | Considered under the provisions of rule H. Res. 458. (consideration: CR H2489-2491) |
| 2025-06-05 | 12:50:55 | Rule provides for consideration of H.R. 2483, H.R. 2931, H.R. 2966 and H.R. 2987. The resolution provides for consideration of H.R. 2483 under a structured rule and for consideration of H.R. 2931, H.R. 2966, and H.R. 2987 under a closed rule. The resolution provides for one hour of debate and one motion to recommit on each bill. |
| 2025-06-05 | 12:52:16 | DEBATE - The House proceeded with one hour of debate on H.R. 2987. |
| 2025-06-05 | 13:13:24 | The previous question was ordered pursuant to the rule. |
| 2025-06-05 | 13:13:44 | Ms. Velazquez moved to recommit to the Committee on Small Business. (text: CR H2491) |
| 2025-06-05 | 13:13:57 | The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX. |
| 2025-06-05 | 13:14:10 | POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 2987, the Chair put the question on motion to recommit and by voice vote, announced that the noes had prevailed. Ms. Velazquez demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced. |
| 2025-06-05 | 16:50:30 | Considered as unfinished business. (consideration: CR H2493-2494) |
| 2025-06-05 | 16:57:08 | On motion to recommit Failed by the Yeas and Nays: 201 - 212 (Roll no. 154). |
| 2025-06-05 | 17:03:23 | On passage Passed by the Yeas and Nays: 214 - 198 (Roll no. 155). (text of amendment in the nature of a substitute: CR H2489) |
| 2025-06-05 | 17:03:23 | Passed/agreed to in House: On passage Passed by the Yeas and Nays: 214 - 198 (Roll no. 155). (text of amendment in the nature of a substitute: CR H2489) |
| 2025-06-05 | 17:03:26 | Motion to reconsider laid on the table Agreed to without objection. |
| 2025-06-09 | — | Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship. |
Provenance
- Methodology
- full_text_v3
- Calculated
- 2026-09-18 16:57:39.845+00
- Source version
- 2025-06-09
- Assessments
- —
The Quiet Ledger grades legislation on its content. A bill grade is analysis of the bill — not a grade of its sponsor or of any member who voted on it.