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The Quiet Ledger
hr 2978 · 119th Congress · House

GUARD Act

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TQL analysis
C66
66 / 90 · methodology full_text_v3

The GUARD Act aims to allow state, local, and Tribal law enforcement agencies to use federal grant funds for investigating financial fraud, including elder financial fraud and scams like pig butchering. It also facilitates federal assistance in using blockchain tracing tools and mandates reporting on the effectiveness of these measures. The bill includes provisions for oversight and accountability, but lacks detailed fiscal analysis and clear mechanisms for ensuring financial integrity.

Structural flags
Spends without a pay-for authorizes new spending with no stated offset or pay-for
Legislative structure
Cosponsors
54 current · 54 total
Actions
16
Roll calls
1
Criterion breakdown8 criteria · max 90
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The letter, score, and explanation above are free. The point-by-point breakdown of all eight scored criteria — with each criterion's value and how it moved the grade — is a Quiet Ledger research capability.

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Recorded vote · House roll call 301 · 2026-09-15
414 Yea · 7 Nay · 0 Present · 12 Not voting — Passed
R
2037 (Yea–Nay)
D
2100 (Yea–Nay)
I
10 (Yea–Nay)
Revealed positions from the official roll call — factual, not an endorsement.
Actions (16)
DateTimeAction
2025-04-21Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
2025-04-21Introduced in House
2025-04-21Introduced in House
2026-05-13Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.
2026-05-13Committee Consideration and Mark-up Session Held
2026-06-24Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.
2026-06-24Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I.
2026-09-1419:27:21Ms. De La Cruz moved to suspend the rules and pass the bill, as amended.
2026-09-1419:27:32Considered under suspension of the rules. (consideration: CR H5602-5605)
2026-09-1419:27:33DEBATE - The House proceeded with forty minutes of debate on H.R. 2978.
2026-09-1419:43:16At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
2026-09-1521:30:51Considered as unfinished business. (consideration: CR H5822)
2026-09-1521:57:55On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301). (text: CR H5602-5603)
2026-09-1521:57:55Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301). (text: CR H5602-5603)
2026-09-1521:57:56Motion to reconsider laid on the table Agreed to without objection.
2026-09-16Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.
Provenance
Methodology
full_text_v3
Calculated
2026-09-18 16:50:29.559+00
Source version
2026-09-15
Assessments
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The Quiet Ledger grades legislation on its content. A bill grade is analysis of the bill — not a grade of its sponsor or of any member who voted on it.