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The Quiet Ledger
hr 10350 · 119th Congress · House

Protecting Elders from Wire Fraud Act

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TQL analysis
C64
64 / 90 · methodology full_text_v3

The Protecting Elders from Wire Fraud Act aims to safeguard senior citizens from financial exploitation by imposing specific duties on financial institutions. It mandates reporting suspected fraud, allows transaction holds, and facilitates information sharing with trusted contacts. The bill includes provisions for safe harbor and non-preemption of state laws.

Structural flags
Spends without a pay-for authorizes new spending with no stated offset or pay-for
Legislative structure
Cosponsors
2 current · 2 total
Actions
3
Roll calls
0
Criterion breakdown8 criteria · max 90
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The letter, score, and explanation above are free. The point-by-point breakdown of all eight scored criteria — with each criterion's value and how it moved the grade — is a Quiet Ledger research capability.

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Actions (3)
DateTimeAction
2026-09-10Referred to the House Committee on Financial Services.
2026-09-10Introduced in House
2026-09-10Introduced in House
Provenance
Methodology
full_text_v3
Calculated
2026-09-18 17:02:01.198+00
Source version
2026-09-10
Assessments
How the methodology works →

The Quiet Ledger grades legislation on its content. A bill grade is analysis of the bill — not a grade of its sponsor or of any member who voted on it.